The Loss of Business Income Tragedy Suddenly, your business is destroyed and your income stream crashes to a halt. It will be months before you can hope to be operating again. YourRead More…

Property Insurance Tricks & Tips You may think, “At last, here are the secrets the insurance industry hides from us!” No, but you will find a number of tricks to make insuranceRead More…

Happiness is a BOP Almost everyone knows about Homeowners and Personal Auto policies. The success with these policies spurred the development of a similar package policy: the Businessowners Policy (BOP). This policyRead More…

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EPLI: Employment-Related Practices Liability Insurance The 1990’s saw a great Internet boom. There was also an explosion in employment-related claims and lawsuits. Remember the Anita Hill-Clarence Thomas harassment case? As the claimsRead More…

The Business Auto Policy, AKA The Commercial Auto Program Warning! Warning! A plain vanilla Business Auto Policy (BAP) does not serve as a substitute for a Personal Auto Policy (PAP). Unless you’reRead More…